132 Newbury Dr, White House, TN 37188
- $635,000
- 4
- BD
- 4
- BA
- 2,553
- SqFt
- List Price
- $635,000
- Status
- ACTIVE
- MLS#
- 3529056
- Days on Market
- 17
- Bedrooms
- 4
- Bathrooms
- 4
- Full Bathrooms
- 3
- Half Bathrooms
- 1
- Living Area
- 2,553
- Lot Size
- 7,405
- Acres
- 0.17
- County
- Sumner County
Property Description
A RARE FINANCING OPPORTUNITY FOR TODAY’S BUYERS! This home has an existing mortgage with approximately $335,000 remaining at an incredible 3% fixed interest rate that may be assumed by a qualified buyer. What does that mean in plain English? Instead of financing the entire purchase price at today's mortgage rates, an approved buyer can take over approximately $335,000 of the seller's existing mortgage at just 3% interest and finance only the remaining balance separately. For example, on a $610,000 purchase with 10% down, approximately $335,000 could remain financed at 3%, leaving approximately $214,000 to finance separately. If that additional financing were obtained at 6.5%–7%, the balance-weighted rate across the two loans would be approximately 4.4%–4.6%. And unlike a temporary builder rate incentive that may expire after the first year or two, the 3% rate on the assumed portion remains in place for the remaining term of that existing loan. This could represent a significant financing advantage for the right buyer. Buyer must qualify for the mortgage assumption, and availability, terms and any secondary financing should be verified with the applicable lenders. There are backyards. And then there are places where you begin inventing reasons not to go inside. Welcome to 132 Newbury Drive: an upgraded 4-bedroom, 3.5-bath, 2,553-sq-ft home done the way you'd do it, on someone else's dime. Wood-look tile leads to a gourmet kitchen with two-tone cabinets, double ovens and a walk-in pantry. The main-level primary has Craftsman crown molding and a spa bath with soaking tub. Upstairs, a huge loft plus three bedrooms, one with built-ins and a Murphy bed. But the backyard may ruin you for ordinary backyards: covered porch, 350-sq-ft stamped patio with fire pit, landscaped grounds and greenway views. Private, polished, built for long dinners and late evenings. You can find newer homes. Finding one this finished and this private is another matter entirely.
Additional Information
- Amenities Other
- Ceiling Fan(s), Walk-In Closet(s)
- Association Fee
- $70
- Association Fee Frequency
- Monthly
- Basement Description
- None
- Bedrooms Main
- 1
- Construction Type
- Frame, Hardboard Siding, Brick
- Cooling System
- Central Air, Electric
- Elementary School
- Harold B. Williams Elementary School
- Floor Types
- Carpet, Laminate, Tile
- Garage Capacity
- 2
- Garage Description
- Garage Door Opener, Garage Faces Front, Concrete, Driveway
- Green Features
- Doors, Water Heater
- Heating System
- Central, Natural Gas
- High School
- White House High School
- Interior Other
- Ceiling Fan(s), Walk-In Closet(s)
- Junior High School
- White House Middle School
- Living Area
- 2,553
- Lot Description
- Rolling Slope
- Number Of Stories
- 2
- Patio Deck
- Deck, Covered, Patio
- Roofing Material
- Shingle
- Sewer System
- Public Sewer
- Style
- Traditional
- Subdivision
- Reserve At Palmers Crossing
- Subtype
- Single Family Residence
- Tax Amount
- $3,082
- Water Source
- Public
- Year Built
- 2021
- Style
- Traditional
- Type
- Single Family Residential
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Listing courtesy of Mark Spain Real Estate.
Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.