132 Newbury Dr, White House, TN 37188
- $635,000
- 4
- BD
- 4
- BA
- 2,553
- SqFt
- List Price
- $635,000
- Status
- ACTIVE
- MLS#
- 3529056
- Days on Market
- 20
- Bedrooms
- 4
- Bathrooms
- 4
- Full Bathrooms
- 3
- Half Bathrooms
- 1
- Living Area
- 2,553
- Lot Size
- 7,405
- Acres
- 0.17
- County
- Sumner County
Property Description
A RARE FINANCING OPPORTUNITY FOR TODAY'S BUYERS! This home has an existing mortgage with approximately $335,000 remaining at an incredible 3% fixed interest rate that may be assumed by a qualified buyer. What does that mean in plain English? Instead of financing the entire purchase price at today's mortgage rates, an approved buyer can take over approximately $335,000 of the seller's existing mortgage at just 3% interest and finance only the remaining balance separately. For example, on a $610,000 purchase with 10% down, approximately $335,000 could remain financed at 3%, leaving approximately $214,000 to finance separately. If that additional financing were obtained at 6.5%-7%, the balance-weighted rate across the two loans would be approximately 4.4%-4.6%. And unlike a temporary builder rate incentive that may expire after the first year or two, the 3% rate on the assumed portion remains in place for the remaining term of that existing loan. This could represent a significant financing advantage for the right buyer. Buyer must qualify for the mortgage assumption, and availability, terms and any secondary financing should be verified with the applicable lenders. 4-bedroom, 3.5-bath home in Reserve at Palmers Crossing, White House, TN, with main-level primary suite. 2,553 sq ft built in 2021: gourmet kitchen with double ovens, two-tone cabinets, and walk-in pantry; spa bath with soaking tub; huge upstairs loft; three additional bedrooms, one with built-ins and Murphy bed. Covered porch, 350-sq-ft stamped patio with fire pit, landscaped grounds with greenway views. Tankless water heater, 2-car attached garage, convenient I-65 access for the Nashville commute.
Additional Information
- Amenities Other
- Ceiling Fan(s), Walk-In Closet(s)
- Association Fee
- $70
- Association Fee Frequency
- Monthly
- Basement Description
- None
- Bedrooms Main
- 1
- Construction Type
- Frame, Hardboard Siding, Brick
- Cooling System
- Central Air, Electric
- Elementary School
- Harold B. Williams Elementary School
- Floor Types
- Carpet, Laminate, Tile
- Garage Capacity
- 2
- Garage Description
- Garage Door Opener, Garage Faces Front, Concrete, Driveway
- Green Features
- Doors, Water Heater
- Heating System
- Central, Natural Gas
- High School
- White House High School
- Interior Other
- Ceiling Fan(s), Walk-In Closet(s)
- Junior High School
- White House Middle School
- Living Area
- 2,553
- Lot Description
- Rolling Slope
- Number Of Stories
- 2
- Patio Deck
- Deck, Covered, Patio
- Roofing Material
- Shingle
- Sewer System
- Public Sewer
- Style
- Traditional
- Subdivision
- Reserve At Palmers Crossing
- Subtype
- Single Family Residence
- Tax Amount
- $3,082
- Water Source
- Public
- Year Built
- 2021
- Style
- Traditional
- Type
- Single Family Residential
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Listing courtesy of Mark Spain Real Estate.
Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.