Simpson County Homes under $300,000

Welcome to Simpson County, Kentucky, a hidden gem nestled in the heart of the Bluegrass State! Known for its picturesque landscapes and friendly communities, Simpson County offers a delightful blend of small-town charm and modern conveniences. The county seat, Franklin, is a vibrant city that boasts a rich history, beautiful parks, and a warm, welcoming atmosphere that makes it an ideal place to call home.

For those seeking affordable housing options, Simpson County is a treasure trove of homes under $300,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, there’s something for everyone in this thriving market. You’ll find a variety of charming properties, from quaint bungalows to spacious family homes, each brimming with potential. Many homes feature lovely yards, perfect for outdoor gatherings or enjoying a peaceful evening under the stars.

Franklin is not just about affordable housing; it also offers a plethora of amenities. Residents can enjoy local shops, delightful eateries, and community events that foster a strong sense of belonging. The county is also home to excellent schools and recreational facilities, making it an ideal place for families and individuals alike.

With its affordable housing options and vibrant community spirit, Simpson County is the perfect place to start your next chapter. Explore the possibilities today, and discover how this charming corner of Kentucky can fulfill your dreams of homeownership!

Newest Simpson County Homes under $300,000

$269,900

3 Beds ⋅ 3 Baths ⋅ 3526737 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 42134 Zip Code

Welcome to your brand-new home in Franklin’s desirable new Westbrook Subdivision! Thoughtfully designed for quality, livability, and affordability, this 1.5-story home features an open floor plan that seamlessly connects the living room and eat-in kitchen, perfect for entertaining and everyday life. Quartz countertops add style and function to both the kitchen and the bathrooms. Two upstairs bedrooms provide flexible space for guests, children, or a home office, with the primary bedroom on the main level for added convenience. The primary full bath features a soaker tub, large walk-in closet, and built-in bench/storage area. Outside, you’ll find a double concrete driveway, a covered front porch, and a concrete back patio. Ideally situated near Franklin’s schools, shopping, dining, and medical facilities, this home offers the best of small-town living with Nashville less than an hour away. Call today to learn more!

1101 Brook Ct, Franklin

$131,000

2 Beds ⋅ 1 Baths ⋅ 3321960 MLS ⋅ ACTIVE Status ⋅ 0.41 Acres ⋅ 42134 Zip Code

This charming home is rich with character and timeless appeal. Imagine the stories these walls hold. 1875 circa according to tax records. Offering 2 bedrooms and 1 bath and sits on a large level lot with space to enjoy outdoor living, gardening, etc. The detached building provides additional storage or flexible use. Recent updates include newer windows and a newer water heater. A rare opportunity to own a piece of history.

501 E Madison St, Franklin

$279,900

3 Beds ⋅ 2 Baths ⋅ 3321000 MLS ⋅ ACTIVE Status ⋅ 0.19 Acres ⋅ 42134 Zip Code

Built in 2023, this well-constructed home offers the perfect blend of modern finishes and functional design. Featuring 3 bedrooms and 2 full baths with two car garage. The open-concept layout creates a comfortable flow for everyday living and entertaining. The living area showcases trayed ceilings and recessed lighting. The kitchen is equipped with granite countertops, stainless steel appliances, LVPflooring, and a bar area ideal for casual dining. Step outside to enjoy peaceful views of open land from the patio, a great spot to unwind at the end of the day. Located in a neighborhood with sidewalks and underground utilities and best of all .. NO HOA. Move-in ready and thoughtfully designed, this home offers quality, comfort, and style in a like new build.

615 Lockeland Way, Franklin

$194,900

2 Beds ⋅ 1 Baths ⋅ 3304710 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 42134 Zip Code

Welcome to 1525 Reeder School Road, a charming country retreat set on a beautiful one-acre lot with mature trees just outside Franklin, KY. Recently updated for modern living, this cozy home features two bedrooms, one full bathroom, and a warm, inviting layout. Inside, you’ll find a comfortable den, an eat-in kitchen with a pantry, and a separate utility room for added convenience. Outdoor living is easy with a covered front porch, a covered side entrance, and a spacious deck perfect for relaxing or entertaining. Located just minutes from downtown Franklin and close to I-65 Exit 6, this home offers quick access to Bowling Green and Nashville while maintaining peaceful country charm. Schedule your private showing today!

1525 Reeder School Rd, Franklin

$172,500

3 Beds ⋅ 1 Baths ⋅ 3256647 MLS ⋅ ACTIVE Status ⋅ 0.32 Acres ⋅ 42134 Zip Code

Expect to fall in love with this charming, easy-living, one-level older home that perfectly blends classic character with modern convenience. Situated in an unbeatable, highly convenient location, you are just a hop, skip, and a jump away from the vibrant downtown square, local shopping centers, and the community library.Start your mornings with a peaceful cup of coffee on the inviting covered front porch, or wind down in the evenings on your private, covered back patio overlooking the yard. Inside, the practical single-story layout features 3 comfortable bedrooms and 1 full bathroom.The property also boasts a desirable detached garage, providing excellent space for parking, extra storage, or a weekend workshop. Whether you are looking for a starter home, looking to downsize, or seeking a fantastic investment opportunity, this property checks all the boxes. Schedule your tour today and start enjoying the convenient town life! 1yr. America Preferred Home Warranty provided for Buyer.

203 Montague St, Franklin

$249,900

3 Beds ⋅ 2 Baths ⋅ 3147386 MLS ⋅ ACTIVE Status ⋅ 0.39 Acres ⋅ 42134 Zip Code

Welcome to 207 Spence Lane in Franklin, Kentucky. This home features many inviting details, and with some TLC, it can truly shine. A living room and separate dining room offer space and flexibility in the floor plan. An eat-in kitchen plus three bedrooms and two full baths—one with a shower and one with a jetted tub—complete the living space. The living room features built-in bookshelves and a charming brick fireplace with gas logs, while the family room includes a freestanding fireplace with gas logs as well. A ramp leading to the covered front porch provides accessibility and ease of entry. Other outdoor features include a 2-car attached carport and a back deck, plus mature shade trees in the front and back yard. Located just north of downtown Franklin with convenient access to both Bowling Green and Nashville. Call today to schedule your private showing!

207 Spence Ln, Franklin

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.